Attention homeowners in Charlotte and Mecklenburg County: Need an appraisal?

Here are the top seven reasons why NC homeowners hire Integrity Appraisals of Carolina, LLC:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a NC property tax assessment
  3. Remove PMI to lower their mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a NC divorce, where real estate needs to be divided
  7. Settle an estate in NC by determining the true market value of real estate in question

Need help deciding the price of your home in or near Charlotte, NC?
Contact Integrity Appraisals of Carolina, LLC.

At Integrity Appraisals of Carolina, LLC, we understand the special needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value assessment than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping people just like you do away with unnecessary PMI insurance.

Challenge Mecklenburg county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that's going down or not appreciating as much as other properties close to yours. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Integrity Appraisals of Carolina, LLC is your perfect weapon.

HELOC recently frozen?

If your property is in or near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Integrity Appraisals of Carolina, LLC can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for accuracy? An appraiser from Integrity Appraisals of Carolina, LLC can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.